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NPS vs UPS Case Study 2: Existing employees

UPS vs NPS Case study 2

May 01, 2025 0 Comments

NPS vs UPS Case Study 2: Existing employees

A new employee, joined central government service on 01.01.2012, Date of retirement: 31.12.2046, 60y Amount accumulated in NPS as on today: 3L (Rs 3,00,000/-) (as on 31.03.2025) UPS starts from 01.04.2025. The employee have…

Salient Features of Unified Pension Scheme, UPS

UPS calculator

April 26, 2025 0 Comments

Salient Features of Unified Pension Scheme, UPS

Features of Unified Pension Scheme (UPS) 1. Contribution/ month Employee: 10% of Basic + DA Employer: 10% of Basic + DA 2. Individual corpus means Combined contribution of Employee + Employer 3. Withdrawal limit in UPS: Up t…

UPS vs NPS Case study 1

April 15, 2025 0 Comments

NPS vs UPS Case Study 1: New employees

A new employee, joined central government service on 31.03.2025 (UPS starts from 01.04.2025) Assumption as on 15th April 2025 1. An employee with current Basic Pay Rs 10,000/- 2. DA: 53% 3. Annual increment in January: 3% 4. Inc…

UPS Calculator 2: Individual Corpus (IC) Calculator (Initial corpus = 0)

UPS Individual Corpus (IC) Calculator

April 11, 2025 0 Comments

UPS Calculator 2: Individual Corpus (IC) Calculator (Initial corpus = 0)

This calculator is suitable for both existing NPS subscribers and new employees who joined on 01.04.2025 or after. New employees can directly calculate the Individual Corpus (IC) from here. Old employees e.g. existing NPS subs…